Health & Digital Nomad Insurance
1. Health & Nomad Insurance: SafetyWing
Leaving the safety net of the German healthcare system was one of the most terrifying parts of my move. You don’t realize how much peace of mind you have until it’s gone. I spent weeks researching local HMOs and international plans, but almost all of them were rigidly expensive or required a permanent address before I even landed.
I use SafetyWing because it is built exactly for our situation. It operates like a subscription you can start it the day you fly out, it covers you while you are finding your permanent apartment in the Philippines, and you can cancel it once you settle down and get local insurance. It is the ultimate “bridge” for your first few months.